Terms of Service | VA Loan TB

Acceptance of Terms

By accessing and using VA Loan TB (valoantb.com), you agree to these Terms of Service. If you do not agree, please do not use this site. These terms are a legal agreement between you and Vyrabyte LLC, the operator of this website.

We Are Not a Lender or Mortgage Broker

VA Loan TB is a real estate marketing and educational website. We are not a lender, mortgage broker, bank, or government agency. We are not affiliated with or endorsed by the U.S. Department of Veterans Affairs (VA) or any government program.

Barrett Henry is a licensed Florida real estate Broker Associate with REMAX Collective. He provides real estate services — not lending, mortgage origination, or financial advice.

Content Is Educational Only

All content on this site — including articles, guides, statistics, and calculators — is provided for educational and informational purposes only. Nothing on this site constitutes financial advice, legal advice, tax advice, or a guarantee of any loan terms, interest rates, or qualification.

VA loan rates, terms, eligibility requirements, and program details change frequently. Always verify current information with a VA-approved lender and the U.S. Department of Veterans Affairs directly.

No Guaranteed Rates or Terms

Any references to interest rates, closing costs, funding fees, or loan terms on this site are for educational illustration only and do not represent an offer to lend, a commitment to specific terms, or a guarantee of any rate. Actual rates and terms depend on your individual financial situation, the lender, market conditions, and other factors.

Equal Housing Opportunity

We are committed to the Fair Housing Act and Equal Housing Opportunity. We do not discriminate based on race, color, religion, sex, national origin, familial status, disability, or any other protected class. If you believe you have experienced housing discrimination, contact HUD at 1-800-969-4287.

TCPA Consent

By submitting a form on this site and checking the consent box, you provide prior express written consent under the Telephone Consumer Protection Act (TCPA) to receive communications as described in our TCPA Consent Disclosure. Consent is not a condition of any purchase or service.

User Conduct

You agree not to:

Submit false or misleading information through any form
Use this site for any unlawful purpose
Attempt to gain unauthorized access to any part of this site
Scrape, crawl, or extract data from this site for commercial purposes without permission
Interfere with the site's operation or other users' access

Intellectual Property

All content on this site — text, images, graphics, logos, and design — is owned by Vyrabyte LLC or used with permission. You may not reproduce, distribute, or create derivative works without written permission. "REMAX" and related trademarks are property of RE/MAX, LLC.

Third-Party Links

This site may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of third-party sites. Links do not constitute endorsement.

Limitation of Liability

To the fullest extent permitted by Florida law, Vyrabyte LLC, Barrett Henry, and REMAX Collective shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this site, reliance on any information provided, or any transaction resulting from your use of this site.

Disclaimer of Warranties

This site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the site will be error-free, uninterrupted, or free of harmful components.

Indemnification

You agree to indemnify and hold harmless Vyrabyte LLC, Barrett Henry, and REMAX Collective from any claims, damages, or expenses arising from your use of this site or violation of these terms.

Governing Law

These terms are governed by the laws of the State of Florida. Any disputes arising from these terms or your use of this site shall be resolved exclusively in the courts of Hillsborough County, Florida.

Changes to These Terms

We may update these terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the site after changes constitutes acceptance of the updated terms.

Contact

Vyrabyte LLC
Email: hello@valoantb.com
Phone: (813) 733-7907

VA Loan TB is a real estate marketing site operated by Barrett Henry, Broker Associate, REMAX Collective. We are not a lender, mortgage broker, or government agency, and we are not affiliated with or endorsed by the U.S. Department of Veterans Affairs (VA) or any government program. Information is educational only and not financial or legal advice. Equal Housing Opportunity.